You are here

UCF Digital Collections ยป Honors Collection

REAL ESTATE LAW:THE AMERICAN DREAM TRANSFIGURED INTO THE AMERICAN MORTGAGE CRISIS

Download pdf | Full Screen View

Date Issued:
2012
Abstract/Description:
Real Estate law is the body of rules and regulations with legal codes that concern ownership, development and transactions. Real Estate has grown to be one of the main contributors to the nation's financial system. For decades, the housing market has been such an integral part of the economy. Unfortunately, in the beginning of the twenty-first century lax regulatory oversight led the nation to an economic collapse. Indeed, federal, state and local governments have become heavily involved in solving the downward spiral in the economy. This research focuses on the mortgage crisis in order to show how Real Estate law can in fact, restore the economy when the government has a balance between regulations and market discipline. The intent of this thesis was to study the occurrence of the mortgage crisis, the regulatory authorities and the legal effects of the housing market. Through the analysis of case law and statutes, data, previous recessions, and economic indicators, this thesis examines the key factors in our legal system that should drive reform in our economy. Results suggested that greater efforts to a regulatory structure generate a secure financial system. Thus, the purpose of this thesis is not only to solve our current mortgage crisis but also to mitigate or prevent future crises.
Title: REAL ESTATE LAW:THE AMERICAN DREAM TRANSFIGURED INTO THE AMERICAN MORTGAGE CRISIS.
34 views
14 downloads
Name(s): Aguiar, Maricruz, Author
Naccarato-Fromang, Gina, Committee Chair
University of Central Florida, Degree Grantor
Type of Resource: text
Date Issued: 2012
Publisher: University of Central Florida
Language(s): English
Abstract/Description: Real Estate law is the body of rules and regulations with legal codes that concern ownership, development and transactions. Real Estate has grown to be one of the main contributors to the nation's financial system. For decades, the housing market has been such an integral part of the economy. Unfortunately, in the beginning of the twenty-first century lax regulatory oversight led the nation to an economic collapse. Indeed, federal, state and local governments have become heavily involved in solving the downward spiral in the economy. This research focuses on the mortgage crisis in order to show how Real Estate law can in fact, restore the economy when the government has a balance between regulations and market discipline. The intent of this thesis was to study the occurrence of the mortgage crisis, the regulatory authorities and the legal effects of the housing market. Through the analysis of case law and statutes, data, previous recessions, and economic indicators, this thesis examines the key factors in our legal system that should drive reform in our economy. Results suggested that greater efforts to a regulatory structure generate a secure financial system. Thus, the purpose of this thesis is not only to solve our current mortgage crisis but also to mitigate or prevent future crises.
Identifier: CFH0004215 (IID), ucf:44927 (fedora)
Note(s): 2012-05-01
B.S.
Health and Public Affairs, Dept. of Legal Studies
Bachelors
This record was generated from author submitted information.
Subject(s): Real Estate
Mortgage Crisis
Recession
Economy
Crisis
Persistent Link to This Record: http://purl.flvc.org/ucf/fd/CFH0004215
Restrictions on Access: public
Host Institution: UCF

In Collections