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THE STUDENT DEBT CRISIS AND POLITICAL POLARIZATION IN THE MILLENNIAL GENERATION
Title
THE STUDENT DEBT CRISIS AND POLITICAL POLARIZATION IN THE MILLENNIAL GENERATION.
Creator
Wallace, Dylan, Kinsey, Barbara, University of Central Florida
Abstract / Description
According to the Pew Research Center, the modern wave of political polarization began in 1994, and is the strongest today than it has ever been during the 23-year period. (2007) Polarization in the US party system is evidenced by several factors including: growing consistent partisan views, partisan antipathy, ideological bubbles, growing difference in preferences, a shrinking political center, and the lack of political compromise. (Pew Research Center 2014) The question I attempt to answer...
Show moreAccording to the Pew Research Center, the modern wave of political polarization began in 1994, and is the strongest today than it has ever been during the 23-year period. (2007) Polarization in the US party system is evidenced by several factors including: growing consistent partisan views, partisan antipathy, ideological bubbles, growing difference in preferences, a shrinking political center, and the lack of political compromise. (Pew Research Center 2014) The question I attempt to answer in this thesis is on the factors associated with political polarization within the millennial generation. One of the most pressing issues to this generation is what is known as the Student Loan Crisis, which is the $1.45 Trillion dollars Americans owe to private and federal lenders to attend college. (StudentLoanHero.com). In this thesis, I argue that economic inequality, via the student loan crisis, contributes to political polarization within the millennial generation. My analysis takes place at the level of the individual. I conduct a statistical analysis using the 2016 American National Election Survey Dataset, to test whether political polarization, operationalized as ideological and partisan polarization, is associated with polarization on economic issues that I link to wealth inequality in the millennial generation, controlling for polarization on social issues, interest in politics, and income. The main finding is that party/ideological polarization is positive and significantly related to polarization on economic issues in the millennial generation; whether or not the Student Loan Crisis underlies this link requires further study.
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Date Issued
2018
Identifier
CFH2000381, ucf:45773
Format
Document (PDF)
PURL
http://purl.flvc.org/ucf/fd/CFH2000381
The Design Plan for a Comprehensive Financial Literacy Program
Title
The Design Plan for a Comprehensive Financial Literacy Program.
Creator
Manselle, Karemah, Hopp, Carolyn, Owens, J. Thomas, Ortiz, Enrique, Vitale, Thomas, University of Central Florida
Abstract / Description
The need for financial literacy among Americans has become a national topic of interest. Economists, financial professionals, educators, and government officials recognize there is an overall deficit of financial knowledge. More specifically, higher education administrators have become increasingly concerned with ensuring that financial literacy tools are available to college students. Students of today face higher tuition and education-related costs, are less likely to receive grant funding...
Show moreThe need for financial literacy among Americans has become a national topic of interest. Economists, financial professionals, educators, and government officials recognize there is an overall deficit of financial knowledge. More specifically, higher education administrators have become increasingly concerned with ensuring that financial literacy tools are available to college students. Students of today face higher tuition and education-related costs, are less likely to receive grant funding to assist with their educational expenses, and are more likely to be in debt, carrying higher student debt loads than previous generations. Further, students lack the financial knowledge needed to make sound financial decisions. Hence, there is a need for effective financial literacy programs at post-secondary institutions. The purpose of this dissertation in practice (DIP) is to design a comprehensive financial literacy program model for students attending large diverse higher education institutions similar to the University of Central Florida.
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Date Issued
2015
Identifier
CFE0005837, ucf:50921
Format
Document (PDF)
PURL
http://purl.flvc.org/ucf/fd/CFE0005837